5 Ways to Cut Down on Spending Before the Holidays

It’s the season of giving, and you know what that means — your wallet is about to be a whole lot lighter. Yikes! Check out how we recommend cutting down on spending before the holidays.

1. Take advantage of your meal plan.

Late-night takeout and trips to the diner with your roommate are definitely fun treats, but since you’ve got some holiday expenses coming your way, you should definitely stick to your meal plan for now. No meal plan? Try prepping your meals at home instead — it’s still cheaper than going out!

 

2. Cancel unnecessary subscriptions and memberships.

There are all kinds of fun goodies you can get for a small monthly fee — like boxes filled with makeup, fresh ingredients for a new recipe, perks at your favorite retailer, or just access to your local gym. Take note of how many recurring payments you’re making each month. It may be more than you realize, and you can save a big chunk of cash if you cancel them until the holidays pass!

 

 

3. Remove your card info from auto-fill.

As convenient as auto-filled information is, can you see why it could be a problem, too? You’re more likely to make impulse purchases when you can check out with one click rather than digging up your credit card and entering the information number-by-number.

 

4. Alter your plans with your friends.

It’s hard saving cash when you want to have fun and make the most of your college experience, but you can still do this if you put some thought behind your plans. Instead of going out for dinner, how about having a small pot luck with friends? Instead of purchasing those movie tickets, how about checking out the free events on campus? Get it? Good.

 

5. List out your necessary expenses. 

Bills, groceries, rent….What are the payments that you absolutely can’t avoid? List them out! When these expenses are at the front of your mind, you’re more likely to second-guess those impulse buys that aren’t so necessary.

Share your own budget-friendly ideas in the comments below!

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